Application Only Transactions
Single transactions may be approved up to $150,000 with only a short form application and in certain circumstances that amount may be increased to as much as $250,000.

Commercial Transactions
For new or established business transactions with equipment costs over $50,000.  Requires two years of financial statements and tax returns on the business and owners.

Step Payment Structure
Step-up leases begin with lower than normally amortized monthly lease payments that increase or ‘step-up’ over the lease term. Step-down leases are structured in the same way but begin with higher monthly lease payments and decrease over the lease term.

Skip Payment Structure
Typically these transactions simply skip one, two or three monthly lease payment during the year. In some cases, this does not effect the overall lease term, but does effect the payment amount.  Most customers use skip payments to address cash flow concerns during seasonal slowness.

90 Day Deferred Payments
In some instances the acquisition of new equipment will not positively impact a company’s cash flow until the equipment has been in place for a period of time. This product allows the lessee to make token or contact payments for the initial three payments.

Software Only Transactions
 For established business transactions up to $75,000 in software may also be approved with a short form application. Larger transactions for ‘software only’ may be considered but will require a complete financial package. Generally, software transactions command a slightly higher rate.